| Essential to obtaining a mortgage | |
|---|---|
| Get pre-approval with a lender, do a full review of your income, assets and credit. Be prepared to offer all personal financial information to earn your pre-approval. In general you'll need to assemble the following personal information for your lender. | |
| • Pay stubs from the past 30 days showing your year to date income | |
| • Two years of federal tax returns | |
| • Two years of W2’s forms from your employer | |
| • 60 days or a quarterly statement of all your assets, account, including your checking and savings, as well as any investment accounts such as IRA's, CD's and other stock's and bond's | |
| • All current real estate holdings | |
| • Rental history for the past two years, including your landlord's contact information. | |